An initiative by the Singapore government to boost productivity for SMEs in Singapore, this micro loan gives you up to $100,000 in financing with fixed monthly installments.

SME Working Capital Loan is a financing initiative by the Singapore government providing up to $300,000 in financing for Singapore firms. SMEs have an option to repay the SME Working Capital Loan at any period with no penalty and a pro-rated interest.

Financing for your business with no collateral required. The loan sizes can range from $50,000 to $400,000 per bank with installments ranging from 3 to 5 years. Yearly top-ups for existing loans are also available.

Trade Financing allows businesses to purchase materials from their suppliers based on credit. With a letter of credit, they will be able to purchase up to their trade financing limit, paying a percentage of interest to the bank.

SMEs can pledge their property held by the company for working capital to expand their business. A form of secured lending, the interest rates for this method of financing are significantly cheaper for property loans.

Equipment Financing allows SMEs to purchase important items critical for their business on hire purchase or leasing. This allows them to unlock their cashflow to keep the business expanding while having the necessary equipment financing.

Factoring & Receivables Financing allows businesses to release cash tied up in outstanding invoices, so to improves the cash flow and free up more time as their invoicing and debt collection processes are well managed.

Overdraft enable businesses to access more cash flow at any time and is most useful to support their day-to-day expenses. Businesses only need to pay interest on the amount of money they’ve overdrawn, making it a very useful cash flow solution in many situations.