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Only a handful of lenders offer commercial property financing in Singapore, unlike residential properties. As such, the interest rates are generally of much higher spreads especially after the lock-in period which makes thereafter rate a more important consideration.
SkyOne provide both comparison of packages for those financing under personal name and those under private limited companies. For the latter, there is generally a differentiation between financing for own-use property where there is a core operating business, and those which are setup solely for holding of the commercial property, commonly referred to as investment-holding companies (IHCs).